Archive

Adopting Tunaru's ERM valuation approach "difficult but not impossible"

More work and significant modification needed, says Milliman

Bank of England director highlights climate threat to equity-release mortgages

David Rule says increased flooding and subsidence could devalue properties

Just shifts investment strategy after PS31/18

Cutting capital strain on new equity-release mortgage lending

Equity release mortgages: stopping the roof falling in

The Prudential Regulation Authority has shaken up life insurers by proposing new assumptions around the valuation of ERMs. The more prudent approach seeks to avoid a potential disaster if house prices stagnate or crash, but the impact on insurers could be serious. Christopher Cundy reports

UK regulator to rein in excessive MA benefits on equity-release mortgages

PRA proposals focus on risks with no-negative-equity guarantees

PRA threatens section 166 investigations for excessive matching adjustment applications

UK regulator alerted by insurers' eagerness to hit MA 'sweet-spot'

PRA to inspect internal rating capabilities as insurers queue up for MA-friendly, unrated illiquid assets