Archive

  • Equity release mortgages: stopping the roof falling in

    09 August 2018

    The Prudential Regulation Authority has shaken up life insurers by proposing new assumptions around the valuation of ERMs. The more prudent approach seeks to avoid a potential disaster if house prices stagnate or crash, but the impact on insurers could be serious. Christopher Cundy reports

  • UK's 'underwhelming' MA reform proposals turn thoughts to post-Brexit possibilities

    17 November 2017

    The lack of significant change in the UK's proposals to reform the Solvency II matching adjustment has led stakeholders to question the country's ability to act on industry feedback while under Eiopa's jurisdiction. Asa Gibson reports

  • UK student loan book: a political risk worth taking?

    03 March 2017

    The UK government has structured a tranche of the 2002 to 2006 student loan book to make it attractive to insurance investors. Insurers are wary of political risks, however. Callum Tanner reports